Property Development Finance
What is a property development loan?
A property development loan is a short-term, purpose-built loan designed to fund construction or development projects—whether residential units, townhouses, or commercial buildings. Unlike a regular home loan, these loans focus on properties under development, not finished homes.
Funds are released in stages as key project milestones are reached, and repayments are often interest-only during construction. Once the project is complete, the loan is typically repaid through the sale of the finished units, refinancing, or rental income.
Key points:
- Purpose-built: Specifically for development projects.
- Staged funding: Funds released in tranches as the project progresses.
- Interest-only: Keep cash flow manageable during construction.
- Short-term: Usually 6 months to a few years.
- Secured: Backed by the property under development.
Ideal for both small residential projects and large commercial developments.
Helping you secure flexible finance that meets your needs
Whether you’re planning a multi-dwelling development or a high-rise project, our lending specialists are here to guide you every step of the way.
We know the lenders, understand their criteria, and design loan solutions that put your interests first.
We can assist with finance for:
- Residential developments
- Commercial office buildings
- Industrial facilities
- Retail spaces
- Land subdivisions
With our experience, you gain tailored finance solutions that support your project from concept to completion.